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Any home purchase or home loan refinance will require a property appraisal. A lender needs to find out how much your home is worth to determine how much they will loan you. Even if you think your home is worth more than you are refinancing, the lender will want to use the home value to determine whether the amount of the loan is less than 80% of the value, which allows the lender to issue more favorable rates.
Keep You Appraised, LLC
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